1/11/2024 0 Comments Freedom plus loanOther times, it's strangers seeking to steal money or commit identity theft. Sometimes employees from debt collection companies use fraudulent means to make you pay more than you owe. Contact SoloSuit for further support and information in disputing a debt.Īll you'll have to do is answer a few questions about the said debt, and SoloSuit can generate the forms you need to start the dispute process. If you decide to dispute the debt's validity, start by contacting the credit bureaus. Whether that's a non-existent debt or excessive charges, you are legally allowed to dispute all unfair debts. You shouldn't be bullied into paying money you don't owe. Potentially helps save thousands of dollars by confirming how much you oweĬonsumers often have no idea how to draft a Debt Validation Letter or what to include.You should also request a statement of notice declaring that you can dispute the debt within 30 days.ĭebt validation is extremely beneficial because it: You can do this by sending a Debt Validation Letter requesting that they specify exactly how much you owe and information about the original creditor. Requesting a debt validation is one of the best ways to get Freedom Plus off your back. Under the FDCPA, debt collectors cannot directly communicate with debtors who are represented by an attorney. You can also prevent further contact by directing Freedom Plus to your attorney instead. Main Office: 1875 S Grant Street, Ste 400, San Mateo, California 94402īranch Address: 2114 E Freedom Way, Tempe, AZ 85281 Here's Freedom Plus' contact information: They cannot continue to contact you for debt collection purposes if you've explicitly requested them to stop. Make sure to use certified mail and pay for a “return receipt” so you have evidence of sending the letter.Īfter receiving your letter, Freedom Plus can only call you to let you know that they either plan to take further legal action or that they will not be contacting you further. To avoid any back and forth with the company, you'll need proof that they received your letter. It's simple-send a letter asking them to stop contacting you. Most people don't realize that they have rights and can stop creditors from constantly contacting them. Remember that just because someone is armed with a phone and some information about you doesn't mean they are legitimate.Īnyone who has experienced the persistent harassment of a debt collector knows how relieving it would be if the endless phone calls would stop. Company's professional licensing number.If the caller isn't willing to cooperate, hang up. You need to ask for more information from any caller who claims to collect a debt. Not everyone who calls you about debt is a genuine debt collector. They also can't ask you to pay more than you oweĪrmed with this knowledge, you're able to take the following steps in protecting yourself from fraudulent or overly insistent debt collectors. For example, they can't threaten you with arrests or call you as often as they want. Here are a few things you can do to fight back.Īs already mentioned, Freedom Plus doesn't have absolute power over you simply because you owe them money. However, even with this knowledge, you may still struggle to free yourself from the shackles of Freedom Plus. Make changes to contracts after you sign them.Thanks to federal legislation called the Fair Debt Collection Practices Act (FDCPA), It's illegal for Freedom Plus to: Is Freedom Plus trying to take over your life? There's good news: they can't. If you're a victim of this, you know how much you'd appreciate some peace of mind. Many American consumers have to deal with persistent debt collectors contacting them to the point of harassment. Unfortunately, these scenarios are becoming more and more common. Sometimes, alleged debt collectors ask you to pay more than you owe or money you don't owe at all. If you don't recognize the debt, it gets even more frustrating. If you genuinely owe them money, you're already stressed just trying to get your finances in order so that you can pay up in good time. Summary: SoloSuit can help you defend yourself from Freedom Plus and their aggressive debt collection tactics.įeeling like you work at a call center because your phone is ringing off the hook with calls from debt collectors really sucks.
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